Open Question: looking for cheap health insurance that'll cover me over seas?
I just got out the army on a chapter and am currently pregnant. I've decided to stay in Germany for 3 months and need health insurance. I need something that'll cover my dr. visits while i'm there and still be affordable or cheap. Any suggestions? I'm really clueless on the whole thing because prior to joining the military i never had insurance. Someone help!
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Open Question: What are your thoughts on the latest "Healthcare Reform" bill discussed today?
Highlights from the AP story: The sweeping measure would impose penalties on employers who fail to provide health insurance for their workers and on individuals who refuse to buy it. The bill also would require insurance companies to offer coverage, without exceptions or higher premiums in cases of pre-existing medical conditions. It also would allow the government to sell insurance in competition with private firms. Key elements of the legislation include federal subsidies for poorer individuals and families to help them afford coverage. Financing would come from a federal surtax on the upper income — up to 5.4% on the income of taxpayers making more than $1 million a year — as well as hundreds of billions of dollars in cuts in projected Medicare and Medicaid spending. Employers who do not offer coverage would be required to pay 8% of each uninsured worker's salary. Individuals who refused to buy affordable coverage would be assessed as much as 2.5% of their adjusted gross income, up to the cost of an average health insurance plan, according to the legislation. Eventually, all individuals and employers would be offered the option of joining the public plan. The insurance industry says that would drive many private insurers out of business. Obama told the committee's chairman, Sen. Max Baucus, on Monday at the White House he wants legislation by week's end. Does this seem a little like 1984 or Fahrenheit 451? Patriot: The US spends more on healthcare because of the last few years of life. It is a cultural difference. In many European countries like Sweden people do not believe in prolonging life. We would essentially move to a system in which we are told it costs too much to keep you alive. People in the Soviet Union went from 1917 until 1989 without personal freedoms. The ones in 1917 might have thought it was better, but the ones born later on just did not know the difference and thought waiting in line for bread was normal. Canada has a wait of 8 weeks for cancer patients. That may save the state money, but it is not "better".
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Open Question: Health Insurance for an aspiring aerial artist?
I am a fit and healthy female in my twenties with no health insurance. It didn't really bother me before, but now I am seriously considering it because I am now training to be an aerial artist. With such a physically demanding aspiration, it would seem ridiculous to not be covered. The most obvious risks would be sprains, strains, pulled muscles, etc. So the real questions would be what kind of insurance should I get, with who, how can I keep it affordable, and will they charge more because of the risks involved with what I'm doing? Thanks in advance to anyone who may be able to help :)
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Open Question: BA in International Business, how lucrative is it (realistically)?
I'll be graduating with a BA in International Business and I want to know what I can expect as far as career opportunities. My GPA should be between 3.85 and 3.95. I am also learning Mandarin and plan to learn Arabic while in grad school. I want to get my MBA while I work. With just a BA in International Business is it uncommon to get a job that will pay over $70,000 starting out? If not, what are reasonable expectations and how quickly can I move up in position? Would it benefit me to join the Air Force as an officer while I work on an MBA? I would make at least $32,000/mo, have minimal housing costs, affordable insurance, and I wouldn't have to pay much for school. I have a two-month-old son and my wife and I plan to have another in a couple of years, so health insurance and job security are a must.
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Open Question: Is the government trying to destroy private health insurance?
This is taken directly from the text of the Affordable Health Choices Act (page 19 actually) (http://help.senate.gov/BAI09A84_xml.pdf) (a) OPTION TO RETAIN CURRENT INSURANCE COVERAGE.—With respect to a group health plan or health insurance coverage in which an individual was enrolled prior to the effective date of this title, this subtitle (and the amendments made by this subtitle) shall not apply to such plan or coverage. (b) ALLOWANCE FOR FAMILY MEMBERS TO JOIN CURRENT COVERAGE.—With respect to a group health plan or health insurance coverage in which an individual was enrolled prior to the effective date of this title and which is renewed after such date, family members of such individual shall be permitted to enroll in such plan or coverage. (c) NO ADDITIONAL BENEFIT.—Paragraph (1) shall only apply to individuals described in such paragraph and the family members of such individuals (as provided for in subsection (b)). So according to the first paragraph, if you already have health insurance, you get to keep it. However, the third paragraph essentially says that if you don't meet the requirements outlined in the first paragraph, then you aren't allowed to get private health insurance.
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