Voting Question: Accident in Oregon, other driver didn't carry License, Insurance, nor registration?

Voting Question: Accident in Oregon, other driver didn't carry License, Insurance, nor registration?
So I am in need of help here. I have not gotten in an accident until today. With my parents being completely old school, I need some other thoughts. It would be greatly appreciated... I was in a residential area, waiting for my uncle to get home so I can drop off my aunt. My uncle turned into the street and was about 6 houses away and coming towards me (facing each other). A car going about 35, Runs into my driver side mirror. Keeps going about 2 houses down after I honk my horn. She (the other driver) puts it in reverse. And she came out and saw that she hit my side mirror. Attempted to fix it, (just the mirror fell off, 1 clip is broken along with the motor is messed up) after failing, we attempted to exchange information. She then said, she didn't have her license with her. I asked for insurance and registration. She didn't have either of those. So I asked for her house address, she wrote it down. And when I received it, between the house number was an "or." She stated that she wasn't sure what the number was. Seeing her house was close, I followed her to the house. My uncle followed me to the house, and asked the lady if she knew that driving without a license is illegal, the lady responded by, "I'm 69 years old, I have been in America (We are Asian) longer than you, I know more than you." She told us to come in, and I then attempted to get a phone number, she then told me she didn't have a number. I saw her daughter go next door, I asked if I could get their number (thinking it was friends/family related). The neighbors only had a cell phone, and she didn't know it on the top of her head. What I told her was, since you don't have a number, I am requesting you to contact me at either 10 AM or 7 PM each day to stay in contact. Ensuring there wont be an conflicts. We left the house, and from there the lady whom had hit me, continued away in her car. (not surprising). I went back to my uncles and called the non-emergency number, and the operator said, my options were to file it as a hit and run cause she was unable to cooperated with half of Oregon's law (not carrying the essentials). But the thing is, if I were to do that I would put my family in danger cause the other driver lives in a poor neighborhood meaning revenge can happen. By filing it as a hit and run, the police would suspend her license. I did get her to sign a paper stating she did hit my vehicle on this date and time. Sorry for the long format. But my question is, I know that my way of approaching this may be wrong, but it is again my first accident, and having this tough one does not make it any easier. To sum the situation up, the other driver didn't have her license, insurance, registration nor a phone number. If I file a hit and run, it puts my family in danger cause the other driver knows where my family lives. It is a lower poverty class and that area is known for crime. As stated, I did get her to sign a paper stating she did hit my vehicle. What I decided to do is, my friend said he can install the whole driver side mirror for me for free. So tomorrow I am going to go get an estimate from a shop. Then go to an auto part store to get an estimate of the part. Once the other driver calls, I will meet with her, explaining that my friend is willing to install the mirror for me. This is what it would cost at a shop, while the part is this much. I am doing her a huge favor by not spending more on the labor. Not to mention the favor of not reporting it to the police. If anyone can help with this situation it would be greatly appreciated.
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Voting Question: motor insurance quotes?
i am due to renew my car insurance. i have a high insurance group car. i am 27 with 8 years no claims and the cheapest i can find is £600 which is fine. But i want to add my partner to my insurance. she is only 22 and has no no claims so i cannot find insurance for less than £1000. i have tried confused.com, moneysupermarket, gocompare, and adrian flux. can anyone recommend some other companys that may do me a good deal. ones that are not part of the above brokers. many thanks
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Voting Question: single mom- soon to be homeless?
I'm a sinlge mom. My child's father is an abusive drug addict however that did not stop the attorney general from giving him visitations. He previously drained and overdrew my checking and savings accounts. He also burned up the motor in my car. I'm living at my mother's now but they can't afford us living here- and my governement help(baby's insurance and food stamps) is soon to be discontinued because i live here and they have an income even though it's not used to support my child and I. and the dad does not pay child support. I need a place to live. The womens shelters won't take me because i have to be able to give the child to her father if he miraculously decides to visit her one random weekend. The homeless shelters won't take me because i'm not yet homeless and if i do become homeless I'm afraid they'll give my daughter to her dad because his mom pays his rent so they have a place to live. i'm lost and don't know what to do at this point. If you read all of this I pray you may have an answer for me, at least a suggestion? i'm desperate- thank you. I'm in houston tx, I can't get a job due to no day care and no car- the womens shelters won't take someone who is obligated to comply with vistation orders already set forth. Does anyone know if I were to go to a homeless shelter would the authority then think it would be better for her dad to have her. they don't take me seriously that he's a bad guy because I left before i ever filed a report. that's why he has visitation rights, the won't drug test him either.
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Voting Question: What sporty looking bikes fall in the "standard" class for insurance purposes.?
I don't want a cruiser. I know the Suzuki Bandit and the 2008 Suzuki SV650 are sporty looking bikes, but don't come with that super high insurance premiums. Can you tell me other models from other makers that look like sport bikes, but don't rape you on insurance. Also I was wondering what the difference is as far as, size, motor, body style etc....
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Voting Question: My Auto insurance just went up...can i reduce it with Defensive Driving?
I have been with Geico for 3 years and my 6 month premium was 1100 and now I have been informed that they are sur-charging me due to a traffic violation and now I will be paying 1450 every 6 months. The traffic violation does come up on my motor vehicle record so I would imagine it is assigned a certain amount of points. If i take the defensive driving course, I have been told that points will be taken off. Will they take off enough to in a sense eliminate my traffic violation so I can bring my premium back down? Any help at all on this topic would be much appreciated. Thank you so much!
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